Busy Life. No Problem!

I have always been one who constantly likes to keep moving. I find myself going CRAZY when I don't really have much going on. I would rather be cleaning the house, working on a project, doing who knows what else than lounging on the couch watching television. I feel that this reason alone, is why I enjoy being a health and fitness coach so much! There is always something to do and never the same boring routine, day in and day out!

I am a full time employee, your typical 9-5er, in the awesome Corporate America world. I work for sales in an energy and gas industry. This in itself keeps me quite busy throughout the day. I am a recently married (almost one year) Furbaby Momma, who enjoys spending time with my husband, friends and family when I get the time. I also support my husband in his own business. He is a wedding disc jockey as well as the owner of Pixburgh PhotoBooth! We support each other through our wild and crazy ideas/dreams and passion! I enjoy working out and have been consistently committed to my health and fitness journey for the last 27 months.

Before getting a handle on time management, I always said I never had time to do anything! Hence, read all the things above I do on a regular basis. When I first started my health and fitness journey, I was riding solo. I would spend almost about an hour or two in the evenings at the gym. Although I wasn't living with my husband at the time, I still needed to prioritize my time to ensure I was able to spend quality time with him. I was also at the time working crazy amount of overtime due to saving money for our upcoming wedding. Life was seriously insane, and I wasn't sure how much longer I was going to be able to keep up with this routine.

With that being said, going back to January 2014, I was introduced to this crazy, health and fitness coaching opportunity with Team Beachbody! I was a little skeptical because I wasn't sure if it actually worked. I already had so much going on with work and planning my upcoming wedding, and ensuring that I had enough time to spend with my husband and do my workouts I wasn't sure I could add more stuff to my plate! Needless to say, I had my priorities completely OUT OF WHACK! Beachbody helped me relieve all the stress I had with Time Management, prioritizing my priorities and understanding the importance of nutrition during the journey! Why do I bring up the comment about the nutrition? Well it's quite simple.... when you follow the 80/20 rule, and consistently follow a workout program that has everything spelled out for you... YOU SAVE A LOT OF TIME! I was able to cut back on my workout times from 2 hours a day, to just 30-60 minutes a day depending on what kind of mood I was in!

I know what it's like to be busy. I know what it's like to say I will never have enough hours in this day to complete everything I need to... but I learned how to "Eat that Frog" as Brian Tracy would say. Simply meaning, do the one thing you are most likely to procrastinate on later in the day first thing!

I knew that I wanted to make something of myself. I knew that putting in the extra hours here and there would eventually allow me to free up time in the future once I started seeing things pick up! So, that is exactly my mentality. I make my priority to do list. I focus on what is important. How successful I want to be. How fast I want to grow this business and just how far I want to go with it. I know that I have some obstacles that stand in the way, but I have come up with solutions on how to work around them!

Read on to see what a typical day looks like for me:

• I sacrifice sleep time. Wake up call at 4:30 AM to get my workouts in so I don't have to worry about it after work (Eating That Frog!)
• 5:30 AM I schedule time to check in with my challengers, coaches and my upline's groups to ensure I can stay up to date with all the current events, news, and any other necessary items on my to do list for my business.
• 6 AM - I make myself a delicious breakfast to ensure I get my day started off right
• 7 AM - Finish getting ready for work, then head to the office
• 7:40 AM - Hope in the car, and listen to an awesome personal development podcast or our National Wake Up calls! Knowledge is Power!!!
• Evenings are up in the air. If I feel like I need to spend more time on my business, I most certainly do, but most of the time I enjoy a nice, tasty dinner with my husband and relax for the evening.

Yes, you may think I am crazy for waking up at 4:30 AM Monday - Friday, but this type of routine fits my needs and schedule! I know that this routine will set me up for success... it works for me, it's not consuming my life, and I have my free time to do what I want to do.

I want to invite you to take a leap of faith, experience an opportunity of a lifetime, and learn how I am on the path to creating a life by design! If you would like more information, please fill out the form below and I will contact you! This exclusive opportunity is only open to 5 individuals at this time. This will ensure that I am able to spend adequate amount of time with these lucky individuals! Don't miss out, this exclusive group begins on April 6th!

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Finances & Creating a Life I Can Be Proud of!

Let's go way back to day one... April 17, 1987... Day 1 of this crazy thing called life. The first day I was welcomed into this world with open arms. Bringing so much happiness and joy to the world, but (obviously) little did I know life was about to get super crazy!


I come from a family where success means so little. Working hard was frowned upon, and well if you had a different vision than what my family believed, you were "acting like you were too good for the family." In my opinion, that was not the case in my situation. I saw my family struggle, the arguments, the lack of money, living in a homeless shelter, it was not your picture perfect family. I had a different vision... I wanted more out of life -- something more than blaming the world for my problems, running scared when things got tough, working at minimum wage jobs, having no clear vision of where I wanted life to take me.... I wanted more, so much more and so I put my head into the game and I was on a mission.

I never really had much of a clear vision of where I wanted to see my life until just last year... I saw so many successful business owners, who worked from home, got to enjoy spending time with their children and never missing out on life. I was (still am) super envious of that.. I wanted that and to be honest, working always had to be an option for me. I never had any real role models growing up or someone who taught me the importance of your finances, college, and a career so I had to take it upon myself to teach myself.

After graduating high school, I was already in a hole, felt like I was falling right into the same footsteps as my parents.. I had maxed out my first credit card, over drafted a bank account and really had no money to pay these collection agencies who would call non-stop call all hours of the day. This is embarrassing, but I want to be real with you. These struggles have helped shaped me into the person I am today. It took me probably about 2 years to get rid of my credit card debt the first time, as well as my over drafted bank account.. but I was getting back on the right track, or so I thought.

Round 2 of getting caught up in credit card debt which occurred about 2 years later, wrecking my car, working at a minimum wage job, and attending college living in the grand city of Pittsburgh..... it was too much. Overwhelming would have been an understatement. I wanted to run away from life, racking up student loan debt, becoming delinquent on credit card payments, and just feeling like I would never amount to anything, my life became a black hole. I never saw a way out.

I had officially graduated with a bachelor's degree in December 2010 from Robert Morris University (first one in my entire family to do so). I was thousands of dollars in debt due to not making much money and putting myself through college, so my last resort was credit cards and that was all I had until I had 4 credit cards at the max and no way to pay them (AGAIN). I couldn't sleep at night, I saw no sign of a light at the end of that tunnel...no help from my parents, no nothing.... I was on my own. Once I started making a decent salary at my first "Real World" job, I finally decided to come up with a budget. Really focus on trying to get my life back on track. It wasn't easy, and to this day, I am still working on ridding my life of credit card debt.


Beginning last year, I was determined to get rid of this credit card debt after my wedding... it was haunting me, and I knew the only way I could stop stressing so much about it was to take charge of my finances. Buying a house was at stake due to my debt to income ratio, so it was a must. I knew that the only way I would feel successful would be to rid my life of this mess I created. I made a better budget plan, sacrificed many of the pointless shopping trips and things I knew I didn't need and soon, I saw a light. I finally had some breathing room, and 4 months later, we were approved to purchase our first home! It was the most amazing feeling ever!

I committed to having all my credit card debt gone by December 31, 2014 - but I fell short with just one credit card (this had the largest balnc). With buying a new house and all the things we needed for it right away as well as Christmas, there wasn't much wiggle room, so I made smaller payments for the last two months but am determined to hopefully have it gone, no later than May of this year!

To give you a better view of what I did over the last 7 months...

In May of 2014, I had almost $10,000 in debt.

With the commission I earned from Beachbody, as well as the practices

of strict budgeting and sacrifices, my husband and I have eliminated almost
$5,000 in credit card debt. CRAZINESS! Even after paying for our
wedding in the Outer Banks, NC!! 

Trust me, It can be done!

If there is one thing I have learned through this entire process, YOU ARE IN CONTROL of your life. You make the calls, you determine the amount of success you have and you make the calls. Everyone is given the same amount of time everyday, some people may make more than you, some people may make less than you, but it is your choice to be successful. It is ONLY your choice.

Even with no guidance, no leadership, no handbook, I committed to creating a life I could be proud of.. and yes it is true, Beachbody gave me this vision. Beachbody gave me the opportunity to find out that I was meant for great things. It may have taken me quite a few years to believe that, but now that I see the endless possibilities, I know that the sky is the limit. This is just the beginning.

If you are having trouble with your finances, or would like help creating a vision of what you want your life to look like. Email me at tbbcoachsteph87@gmail.com! I am here to assist you in all areas of life. Remember, your dream life doesn't exist... you create it!